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Please click above to see all Terms & Conditions

AFSA provides protection for working members in case of an unfavorable judgment in a lawsuit naming school members as parties or defendants. The plan features up to $1,000,000 of protection against civil actions arising out of: bodily injury to a student; accidental death of a student; assault or battery accusations; corporal punishment; personal injury for libel, slander or defamation of character; violation of the right to privacy or detention; and damage or destruction to the property of others; subject to the terms of the policy. This coverage is offered at no additional cost and AFSA members are automatically enrolled. Retired members are NOT eligible for this benefit.

AFSA offers up to $25,000 of coverage for costs associated with denial of constitutional rights, "failure to educate" and criminal charges arising from school activities, provided that there is complete exoneration of the criminal charges. The plan also provides up to $25,000 to cover defense costs for criminal proceedings resulting from corporal punishment regardless of outcome, and up to $5,000 of punitive damages. This coverage is offered at no additional cost and AFSA members are automatically enrolled. Retired and Associate members are NOT eligible for this benefit.

Regular and Associate members are eligible for Accidental Death & Dismemberment insurance which pays $50,000 to the covered person’s beneficiary in the event of accidental death or a varying percentage of this principal sum amount to the covered person based on a dismemberment or paralysis. The member must be in good standing and the member must have previously filed a signed beneficiary form with AFSA. This beneift is subject to the terms of the policy.  Retired members are NOT eligible for this benefit.

In the event of a total disability, AFSA provides up to $1,500 per month in disability benefits, up to a maximum lifetime benefit of $15,000. Benefits begin the fifth month after the onset of the disability and continue as long as the member remains totally disabled, turns 65 or reaches the maximum lifetime benefit, whichever comes first. This benefit is offset by the monthly amounts payable from other sources. AFSA members are automatically enrolled without additional cost. Retired and Associate members are NOT eligible for this benefit.

AFSA Retired members receive $10,000 of accidental death coverage regardless of other insurance coverage. In order for benefits to be paid, the retiree’s AFSA membership must be in good standing and the member must have previously filed a signed beneficiary form with AFSA. The death certificate must state accidental death in order to qualify.  Regular and Associate members are NOT eligible for this benefit.

Gear up for your summer with AFSA's new and exciting travel options. Explore Alaska by land and sea, cruise the Mediterranean or sail to Canada and New England.

Click the article title above for full details on these and many other travel packages. For more information about these programs, contact Gary Goldstein, ggoldstein@csa-nyc.org, or call 732-786-0314 for more information.